* { padding: 0; margin: 0; }

body {
 font-family: Arial, Helvetica, sans-serif;
 font-size: 13px;
}
#wrapper { 
 margin: 0 auto;
 width: 922px;
}
a{text-decoration:none; color:#5A303C}
a:hover {font-weight:bold;}



#bgcol {
 background: url(bgcol.gif);
 margin-bottom: 5px;
 overflow: auto; /* Paul O Brien Fix for IE www.pmob.co.uk */
 width: 100%
}
#header {
 color: #333;
 width: 902px;
 padding: 10px;
 height: 100px;
 margin: 10px 0px 5px 0px;
 background: #E5EEFB;
}
#navigation {
 color: #333;
 padding: 10px;
 margin: 0px 0px 5px 0px;
 background: #FEE1E9;
 text-align:right;
}
#navigation a{padding: 0 10px 0 10px;}
#navigation a:hover{font-weight:normal; border-bottom:1px dashed #5A303C}

#leftcolumn { 
 display: inline;
 color: #333;
 margin: 10px;
 padding: 0px;
 width: 195px;
 float: left;
}
#rightcolumn { 
 float: right;
 color: #333;
 margin: 10px;
 padding: 0px;
 width: 683px;
 display: inline;
 position: relative;
}
#footer { 
 width: 902px;
 clear: both;
 color: #333;
 background: #FEE1E9;
 margin: 0px 0px 10px 0px;
 padding: 10px;
 text-align:center;
}

#footer a{padding: 0 10px 0 10px;}
#footer a:hover{font-weight:normal; border-bottom:1px dashed #5A303C}

#credit {font-size:10px; text-align:right;}
#credit a:hover{font-weight:normal}
.clear { clear: both; background: none; }
.cent {text-align:center;}
.sm {font-size:19px;}
p {margin-bottom:10px;}